Plan to apply for US bank cash plus, have checking/savings with them for the last 20 years but I am currently 1/6, 3/12. Will go 0/6 in 1 month, wait or just apply now ? Fico 830
Update: approved with 15k limit
US Bank cash plus, wait or apply?
byu/Spirited-Humor-554 inCreditCards
Posted by Spirited-Humor-554
3 Comments
Now is fine. Having deposit accounts is a huge factor for them in approvals.
I think you’re a good candidate for approval given those numbers.
I was approved for a $10k starting credit limit two years ago with zero history with them. 0/6, 1/12, 1/24 at the time. You should be good imho.