To make a long convoluted story slightly shorter at a couple different points in my loan history I contacted FSA about transferring to PSLF and was told I was REQUIRED to consolidate my loans to do so. I held out and only did so during the TEPSLF waiver.
Spoiler: I was not required. I was in eligible payment plans and only ever had direct loans.
Recent loan research has led me to believe there are numerous discrepancies in my records (I was a Sallie Mae/Navient client) which may have led to this direction from FSA agents.
The result is that I’m now (most likely) ineligible for buyback.
Every time I call FSA they just tell me to be patient and wait for the buyback. I’m at 20 months and this seems like a such a waste for something I’m pretty sure they’re going to deny.
I also have a reconsideration request in for credit for Navient forbearance steering months but….who knows.
Any suggestions for how to have them admit error?
Any routes to address what them forcing me to consolidate cost me? I know there’s a snowballs chance in hell of reversal.
Seeking advice- forced to consolidate.
byu/kdiver inStudentLoans
Posted by kdiver
1 Comment
When did you consolidate and what months are you trying to buyback? What kind of loans did you consolidate?