Considering a (worst case) 120k USD loan for a master’s (International)

Hi I was accepted to Berkeley for their Master's in City Planning program ( has STEM OPT ) . It's a field I am passionate about, I graduated with a bachelor's in same last year in my home country debt free and have an year of work ex. The ecosystem for this field in India is very limited and I don't see a lot of growth for myself here for a long time.

In the worst case scenario I won't recieve a GSI/TA position and will be shouldering all costs that will come down to 92k in tuiton and 40k in living expenses. Parents can pitch in about 20-30k but post that I am on my own. In best case loan comes down to about 70k with a GSI fee remission and stipends for the 2nd year (I have talked to some students and it's apparently easier to get those positions in 2nd year).

Is this a really really bad idea? I intend to take the loan in my country, the exchange rate is most likely to get worse over the years and I will be able to pay it off quicker if I get a job in the US. Would love to hear thoughts, I have a good work ethic and I intend to look for campus jobs asap as well. But still I feel like I am not just betting on myself but also on geopolitics around it all. If I was only betting on myself I would do it without hesitation but now I am unsure.