Hi everyone, today when I woke up I received a notification from the Wise app on my phone that a company called AliPay Merchant Services Pte. Ltd tried to perform a debit card verification on my physical Wise card today at 06:00 but I was asleep on that time and wasn't even using my phone or my laptop.
I was asked in the app if I wanted to approve the debit card check or not but I was confused since I actually have a AliPay account which is linked to my physical Wise card so before doing a sudden activity I decided to research this and ask for advise first.
The exact reason I'm confused about this situation is at one side it might look legit since I have a AliPay account but on the other side it looks a bit suspicious considering the official name of the company who tried to perform the debit card check on my Wise card since I already fully set the AliPay account up.
A possible reason that that notification appeared in the Wise app might be that my debit card might be skimmed but recently I only used my debit card inside my school at canteens and a café and at the largest supermarket chain of the country where I live in.
A second reason might be a dumb mistake of mine which is inserting my physical card data when I created a Curve account that failed because the identity verification failed. I have let Curve delete the account but my debit card data might be still stored there.
I've done the following things since receiving the notification on the Wise app:
- Freezing my card until I know how to proceed with this situation.
- Removing my Wise card from all websites and/or apps where it's uneccessary to have my debit card data storen there.
Now I want to know what the best thing is I can do right now in this situation, so how to proceed with it. I consider contacting Wise but I'm not sure if that's the right thing to do so I want to hear from you first.
Thanks in advance lastly for your advices and tips!
AliPay Merchant Services Pte. Ltd tried to perform a debit card verification on my physical Wise card except I didn't do anything, how to proceed in this situation?
byu/Stuwaat inpersonalfinance
Posted by Stuwaat