Hello Everyone, I am a recent college graduate looking for some advice on some credit cards to maximize my spending into gains/return for me and my wife. I currently have a few credit cards that have been mine for a few years now that include: Hometown Bank (Limit $500), Chase Preffered Saphire ($5500 Limit), Discover ($4000 Limit), Paypal Credit (8000$ limit). My Credit Score is 750 as well.
I currently am a software engineer and make around 110k/annually and I only have 5k left on student loans. 0$ credit card debt (other than my weeks and months expenses) and looking to save money a ton and maximize credit cards to help me grow my net worth and buy a house next year. Any advice would be greatly appreciated.
Help From The Community With New Credit Cards
byu/I_Stink_At_Frolf inCreditCards
Posted by I_Stink_At_Frolf
1 Comment
A Chase Sapphire Preferred alone isn’t going to accumulate many points over the course of a year unless your dining spend is exceptionally high. I also suspect you’re not using the points with points transfer partners and are either just cashing them out for a statement credit or using the travel portal, though I could be wrong. If I’m right though, there are definitely better choices out there for that like the Wells Fargo Autograph or AAA Travel Advantage.