Hi! I am a 26yo looking for a long-term travel rewards credit card. I started thinking about getting another card because of the current Capital One Venture Rewards SUB, but I don't really want to open a card just for the SUB. Ideally, I would like to get a travel card that will serve me well given the cards I already have. Any thoughts are appreciated – I'm also open to suggestions on a good catch-all card since I think I'm lacking in that area. Thanks!
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Chase Freedom Flex, $6,300 limit, 03/2023
* AMEX Blue Cash Everyday, $10,000 limit, 05/2025
* FICO scores with source: Experian 775, TransUnion 775, Equifax 780
* Oldest credit card account age: 3 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 1
* Annual income $: 80,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 180
* Groceries $: 220
* Gas $: 30
* Travel $: 140 ($50 flights, $45 hotels/Airbnb, $25 public transit, $20 Lyft)
* Using abroad?: No
* Other categories or stores: streaming services, utilities
* Other spend: concert tickets
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Big bank customer: Chase
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: United, American, Southwest, Hilton – but not locked into any of these
* Cards being considered: Capital One Venture Rewards, Chase Sapphire Preferred
Tempted by C1 Venture Rewards SUB
byu/erikam429 inCreditCards
Posted by erikam429