Why does swapping $100 sometimes feel harder than moving $10,000?

I ran into something weird this week while testing small swaps…

Moving large amounts? Smooth.
Trying to swap a small amount quickly? Suddenly:

minimum limits
weird delays
extra steps
sometimes even account requirements

Feels backwards.

You’d expect smaller transactions to be easier, but it’s like most platforms are optimized for volume, not flexibility.

What I actually wanted was:

quick swap
no login
no unnecessary steps
straight wallet → wallet

Ended up testing a few different options just to compare flows, and honestly the biggest difference wasn’t speed, it was how much friction each one added.

Starting to think the real UX gap in crypto isn’t speed anymore, it’s simplicity. Curious if others have noticed this too, or if I’m just using the wrong tools?
(one of the cleaner experiences I tried recently was GhostSwap mainly because it didn’t force an account for a basic swap)