Last year, I got into an accident in November, while on my way to pick up a passenger. It was ruled to be my fault even though the other driver was drunk and did a hit and run. But I just followed the cops direction and didn't escalate it.
Long story short, the other guy lawyered up, and Geico already paid them 60k for personal injury ( 30k each for 2 parties which is max ) , for a very minor accident, and I was hoping to get a signed release since they attorney cashed the check on Feb 18th already. But 2-3 days ago I get this email from Geico asking me to sign an "Affidavit of No Excess Insurance". I called Geico and the claim adjuster said they are basically fishing for more money.
I don't drive for Uber anymore, but Uber actually has their own insurance if you were on your way to pick up somebody. I think it's about 1 million. Thankfully, I was on my way to pick up someone when this accident happened.
So even though I don't have a personal umbrella coverage, should I still mention that I have Uber insurance in this affidavit and look "cooperative"? I am out of country right now and if I select "No", apparently they want me to notarize it and send it in mail.
I am not sure what to do. I just want that signed release and get this over with.
Affidavit image: https://imgur.com/a/HdZPH6f
I was in an "at-fault" accident last year while driving for Uber. Geico already paid 60k max. But now the other party's attorney send me an affidavit to sign for "No Excess Insurance". Should I just sign it? I was in California when this happened.
byu/StrongandCourageous inInsurance
Posted by StrongandCourageous