Getting denied for the first time

780 FICO Score

800 TransUnion

800 Equifax

Over $100k in total credit limits

10 accounts – 2 closed

My oldest card is 15 years old but I was an authorized user. So my oldest primary account is 5 years old. I am 23 years old.

I got denied recently applying for a C1 savor card and I already have VX. Any time I do pre qualify forms they always indicate I will not be approved.

What’s happening here or what can I do? I’m confused how to keep churning.