I am a 41-year-old, I have approximately 275K in 401(k) and Roth IRA. The bulk of my plan for retirement is in real estate. I have two rental properties with approximately 475K in equity. I have another primary with about 175K in equity.
I am currently sitting on $35,000 in my personal stock account. I have $280,000 in cash. I would keep at least 50 K of that in cash for a rainy day.
My question is this…
I have determined that I want to buy Vanguard index funds because I am not a trader, I wanna buy it and let it marinate until I liquidate. My time horizon is at least five years over the rest of my life.
Curious on advice as far as which funds you would buy.
VOO & VTI would be in my opinion, the largest portion of my portfolio.
Looking forward to thoughts
Investment Diversification Strategy
byu/BrownChickenBlackAud inpersonalfinance
Posted by BrownChickenBlackAud
2 Comments
VOO is a solid choice for that time horizon. QQQ is also good as long you are ok with a little volatility.
That’s what I’ve put into my portfolio.
VTI and VXUS
VOO is entirely contained within VTI
https://www.bogleheads.org/wiki/Three-fund_portfolio