Hey everyone. I think I know the answer to this, but just need to ask…
It so happens that just three months ago, I decided transfer my entire investment portfolio balance from Vanguard (where I'd been managing/directing my mutual fund allocations, all on my own) over to a private advisor (whom another family member was already using, and liked a lot). I mainly did this so that the advisor could help me as I was preparing to officially retire and help me figure out withdrawals, tax strategy, etc.
At the start of 2026, I had almost $1.7M in total, in my accounts. As of today, my balance is almost $100k less. I assume that my being with a new advisor would not have negatively impacted my balance so much, and in such a short time, and that I'm just experiencing the same big market drops as everyone else?
Thanks.
It so happens I moved all my retirement $ to a new advisor in Dec 2025. I assume recent losses have nothing to do with this fact??
byu/yippeee1999 ininvesting
Posted by yippeee1999
7 Comments
The Trump is your daddy now; enjoy that ride. The advisor has nothing to do with it and everyone here will flame you for even attempting to time the market, even though there are definitely rare moments when you should definitely do so.
January was the peak for Nasdaq, Russell, and S&P. Dow Jones peaked in February while the other 3 began declining on AI fears. So yes, it makes sense that your balance is down. I’m down 5% from January. Shares that were green are now red. As long as you don’t sell, you haven’t lost anything.
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Gee mine is down too. About the same %. Orange turd.
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I mean, have you checked the news or even financial news?
Everything except oil is down while Don plays army… except unlike a child, he has access to an actual army.
I think the advisor is doing a great job. I’m about half your portfolio and about 55k off peak. And I’m beating the market by 1.5%