• Current cards: (list cards, limits, opening date)
      • AMEX BCE $10,000 limit, Feb 2025.
      • Discover IT (student card i think?) Dec 2023. $5,300 limit
    • FICO Score: 745
    • Oldest account age: 2ish years
    • Chase 5/24 status: 0/24?
    • Income: e.g. $45,000
    • Average monthly spend and categories:
      • dining $400
      • groceries: $300
      • gas: $600
      • travel: $0
      • other: $1,500
    • Open to Business Cards: Yes
    • What's the purpose of your next card? e.g. Cashback probably
    • Do you have any cards you've been looking at? Apple, Capital One Savor
    • Are you OK with category spending or do you want a general spending card? – Yes

    Pretty much sums it up, I know nothing about cards if i'm being honest. Just want to build myself up the discover card feels obsolete I just put gas on it, gas is my biggest expense as I mow yards and drive around a lot. I don't eat out much but its probably my second biggest expense outside of gas.

    Looking to build my Credit Stack
    byu/Alternative-Horse851 inCreditCards



    Posted by Alternative-Horse851

    1 Comment

    1. thereddituserusa on

      Consider Wells Fargo Autograph. This will help you cover most categories. Also, this a Visa, good for Costco. Cap1 Savor is good if you get non-Discover version.

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