We literally moved in 2 weeks ago so things are going great 🙃
The laundry overloaded and seeped into the floorboards. Maybe a gallon of water. ​We tried to clean it to the best of our ability and had someone come out 6 hours later to try to confirm remediation. We're looking at $2500 to take off the floorboards and dry, with potential need to to tear into the drywall for dark spots noted around the insulation. I'm leaning towards not filing a claim.
Is it worth it to file a claim for a water spill?
byu/Striking_Base_1050 inInsurance
Posted by Striking_Base_1050
3 Comments
Interior water is the kiss of death with insurance. I wouldn’t file unless it’s huge, no matter how much the mit company tries to encourage you to file. If you can financially stomach it, don’t file
Your deductible is likely 1000 or even higher. I wouldn’t file a claim for 2500. Save your claims for large disasters. This would be considered a small claim.
My father spilled a gallon of water. 10 year old composite plank floor bubbled, ins sent a guy-$9k no questions asked. They still haven’t replaced the floors months later.