How do people factor in the cost of care (e.g., nursing homes) near end of life? That period can drag on for years and estimates range from $100k-$300k per year (some citations below). Most posts estimate expenses based on current spend, but end of life care seems like it can be a sharp step up and for a drawn out period.
https://ltsschoices.aarp.org/scorecard-report/2023/dimensions-and-indicators/nursing-home-cost
https://health.usnews.com/best-nursing-homes/articles/nursing-homes-cost
End of Life Expenses
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