Does this mean what I think it means?

Got this email today. I applied a few years back. This would essentially wipe out 45k of my 68k in loans. My nelnet still says I owe 68k, but still in forbearance until 2035. Praying this is real.

“You are receiving this letter pursuant to Paragraph IV.D.2. of the Settlement Agreement reached in the civil action: Sweet v. McMahon, No. 3:19-cv-03674-WHA (N.D. Cal.) ("Agreement"). You submitted a borrower defense to repayment discharge application after June 22, 2022, and on or before Nov. 15, 2022, for the loans associated with your enrollment at Capella University ("Relevant Federal Student Loans"). The U.S. Department of Education (ED) is providing you with this notice because, despite its best efforts, ED could not adjudicate your application on or before Jan. 28, 2026. However, the specific timeframe within which ED must process your application is the subject of ongoing litigation before the United States Court of Appeals for the Ninth Circuit.

Unless otherwise authorized by an appropriate court, ED will take or will ensure that the following actions are taken on your behalf within one year:

the discharge of your relevant federal student loan(s);

a refund for any payments made to ED on your relevant federal student loans, including relevant federal student loan debt that you previously paid off; and

the deletion of the credit report tradeline associated with the discharged loan(s).

The discharge of your loan(s) does not necessarily indicate that ED has found the above-mentioned institution engaged in misconduct. Rather, your discharge results from ED being unable to adjudicate your claim on the merits by the deadline established in the Agreement.

This communication addresses only your relevant federal student loan(s). Nothing in this notice relates to private loans. Discharging your relevant federal student loan(s) means that you will no longer owe the debt. You also may receive a refund for prior payments made to ED on your discharged relevant federal student loan(s) related to Capella University. Your loan servicer will let you know if you are eligible for a payment refund, which would be mailed to you. Please check your online account with your loan servicer to ensure your address is correct so you can receive any refund.

Other than confirming your address, you do not have to take any further action to receive any discharge. Your servicer will send you more details about any discharge, including which loans have been forgiven. Your relevant federal student loan debt will remain in forbearance and collections will be stopped while any discharge is being effectuated. Your credit report will also be updated to reflect any discharge when it is complete.”