I was in a minor at-fault accident in the summer of 2024. We both filed claims, and my premium went up about $100/month the following renewal. It has since come back down to near what I was paying pre-accident.
At the end of 2025 they filed a BI claim against me, and it has already been settled. It was filed and settled in the same premium period, which is due to renew next month.
Will the settlement cause my rates to increase again? Or will they not ding me twice for the same accident?
(Not asking /how much/ it could increase, just wondering if it’s normal to expect it to increase at all purely from the settlement. I know it will probably increase just from inflation, for lack of a better word, alone.)
Edit to add – This was my first and only claim in my driving history. No further claims since the accident. No tickets given to either party. Not sure if any of that matters at all
Posted by Clean-Cucumber-7455