Title says it. I have 200k in TRBCX in a legacy account at T Rowe Price I've had for 20 years. I'm not happy with the performance compared to VOO or FXAIX or other ETFs. And am tired of paying cap gain taxes on it each year. Am thinking of finally taking advantage of the current down market to cash it out and reposition the money elsewhere. But where?
401k is entirely in FXAIX which has done extremely well. I have other big funds in VOO. Pretty much followed Buffet's advice to track the S&P and forget about it. But am thinking a bit of diversification is nice. ChatGPT suggested splitting the 200k into VTI and VSUX, 100 each. But am wondering why bother with VSUX? Why not just put all the 200k into VTI? Or is that not enough diversification from VOO/FXAIX?
These are long hold funds, in fact I may never sell them but leave them for my heirs. Something in me says don't bother with international funds, the US always outperforms in the long run. But for the sake of diversification, what would be a good alternative to VSUX while different enough from VTI?
Moving 200k out of TRBCX, where to park it?
byu/DIYRestorator ininvesting
Posted by DIYRestorator