edit: This is with FIDELITY…
TRIM 2050
TRIM 2060
TRIM 2025
TRIM 2035
TRIM 2045
TRIM 2055
TRIM 2065
BTC EQUITY INDEX GG
BTC RUSSELL 2500 J
International BC MSCI ACWI EXUS J
BTC US DEBT INDEX L
Large Cap DODGE & COX STOCK X
BTW SMID CAP III
International AF EUPAC FUND R6
TRP LG CP GR TR C
Stable Value MIP II CL 3
DFA INF PRT SEC PORT
BTC TOTAL RETURNL
…..
I am 36 and unfortunately just starting my first ever 401k now at my new part time job. These are the only options for investing choices I see with my employer. Not very many.
For reference, apparently the company “matches your Employee Contributions at $.35 for each dollar you contribute, up to 6% of your eligible Compensation.”
I have it set to take 8% out of my paycheck for now
I will probably only make about 12,500 Gross Pay a year at this job but I dont mind putting 50-75% of that into savings/investments – if that is something that should influence my choice??
I am not looking to take any crazy risks. I just want my money to hopefully grow over time safely and more than some standard 3-5% savings account or CD like i have used in the past.
I am new to all this so any advice would be greatly appreciated! Thanks everyone 😃
Are any of these options any good or should I just keep 100% of my contributions in the TRIM 2050 option they recommended?
byu/WyzeLady ininvesting
Posted by WyzeLady
1 Comment
I put some of my money into cryptocurrencies, namely bitcoins, ethereum, solana. I can earn on it, or borrow against it on Nехo platform, with their debit card I do groceries. No more banks for me in that capacity like before, not as much as it used to be for sure.