• Current cards:
      • Chase Freedom Unlimited $5100 limit, July 2024 opened
      • Apple Card $2500 limit, December 2024 opened
    • FICO Score: 760
    • Oldest account age: 1 year 8 months
    • Income: $25000 (Im a student)
    • Estimated monthly spend, categories, and current percents:
      • dining $200, 3%
      • groceries: $100, 1.5-2%
      • gas: $200, 1.5%
      • travel: $50, 1.5-2%
      • other: $200, 1.5-2%
    • Open to Business Cards: no
    • Purpose of next card: Cashback, maximizing points
    • Cards I'm looking at: PNC Cash Rewards, US Bank Altitude Connect, AAA Travel advantage/Daily Advantage, Abound Visa Platinum
    • OK with category spending

    I'm looking to open my 3rd card after my chase freedom unlimited and apple card with my main concern being gas expenses. I get a flat 1.5% with chase or 2% when i can use apple pay. I get gas at Costco so I'm limited to visa and cant get the costco citi card. I saw that AAA is getting nerfed so I'm guessing thats not a great choice for me anymore. Abound is hard to get approved for I think. I'm leaning PNC or US Bank for SUB and/or the airport bonuses that the US bank card has. I'm open to hearing different options or if I'm missing anything important I should consider. Thank you

    Looking for my third card, mainly for gas
    byu/LeaderPitiful inCreditCards



    Posted by LeaderPitiful

    2 Comments

    1. Tough-Ninja5995 on

      PNC Cash rewards with 4% fuel and 3% on dining and 2% on groceries would be a good card. I would check if it gets 4% on Costco gas. If you are getting groceries at Costco – how do you get 2% back?

    Leave A Reply
    Share via