- Current cards:
- Chase Freedom Unlimited $5100 limit, July 2024 opened
- Apple Card $2500 limit, December 2024 opened
- FICO Score: 760
- Oldest account age: 1 year 8 months
- Income: $25000 (Im a student)
- Estimated monthly spend, categories, and current percents:
- dining $200, 3%
- groceries: $100, 1.5-2%
- gas: $200, 1.5%
- travel: $50, 1.5-2%
- other: $200, 1.5-2%
- Open to Business Cards: no
- Purpose of next card: Cashback, maximizing points
- Cards I'm looking at: PNC Cash Rewards, US Bank Altitude Connect, AAA Travel advantage/Daily Advantage, Abound Visa Platinum
- OK with category spending
I'm looking to open my 3rd card after my chase freedom unlimited and apple card with my main concern being gas expenses. I get a flat 1.5% with chase or 2% when i can use apple pay. I get gas at Costco so I'm limited to visa and cant get the costco citi card. I saw that AAA is getting nerfed so I'm guessing thats not a great choice for me anymore. Abound is hard to get approved for I think. I'm leaning PNC or US Bank for SUB and/or the airport bonuses that the US bank card has. I'm open to hearing different options or if I'm missing anything important I should consider. Thank you
Looking for my third card, mainly for gas
byu/LeaderPitiful inCreditCards
Posted by LeaderPitiful
2 Comments
PNC Cash rewards with 4% fuel and 3% on dining and 2% on groceries would be a good card. I would check if it gets 4% on Costco gas. If you are getting groceries at Costco – how do you get 2% back?
Venmo visa or PayPal debit