I started college fresh out of high school in August 2014, turning 18 years old in June 2014. On one hand, I am happy I went because it was there that I met my best friends of 12 years during a time that I was really depressed. They made the whole thing enjoyable.
On the other hand, I only went to college because of my ex-girlfriend and parents at the time pressuring me to go. I applied to one college and got accepted. Everyone was really happy for me, but I was honestly sad I got in. It was probably the most major source of my depression. My mom told me "take the maximum amount of every loan offered and pay back what you don't end up using," which resulted in me taking out 6 loans that amount to just under ~20k today. It was kind of crazy because even with these loans plus a 2k scholarship, I STILL needed to get help buying one of my textbooks.
The best part? I never even graduated! Ultimately the depression won; I started failing basically all of my classes after my first semester, and in 2016 I finally dropped out because I failed to pay $900 owed for one semester of a dorm payment. It was pretty ironic, I *needed* financial aid to pay for the dorm, but I couldn't get financial aid because of the dorm payment.
So, 12 years later I want to give a final thank you to my high school girlfriend for making me feel like a loser if I didn't go to college, everyone else in my life who pressured me into it, and my mom for encouraging me to take out the maximum amount of every loan offered to me. I am so glad that this 20,000 dollar loan looms over my head for absolutely no reason.
Just got the SAVE plan email. I didn't even want to go to college. (Sorry I just have to rant about this now)
byu/KotFBusinessCasual inStudentLoans
Posted by KotFBusinessCasual