To put simply, I just saw the apple card thing in my digital wallet and thought it would be a good idea to start off with it. I don't know much about any other credit cards really but I do have navy federal and have been told that its a good option for credit but always seemed like it may be too much for me to get used to in the moment and I would rather not mess up my credit (although I have no credit). Any insight is appreciated, thank you to anyone for responding!
Is the apple credit card good for a 20 year old just starting to learn credit?
byu/Successful_Society78 inCreditCards
Posted by Successful_Society78
3 Comments
It gets 2% cashback when using Apple Pay. A great catch all card.
Only if you use it responsibly and pay the statement balance on time.
It’s decent 2% catch all but I still hate that the 2% is only for apple wallet and not the physical card, so sit down restaurants are often 1% then. For a starting card I’d recommend the discover it secured which gives 2% for your first year alongside 4% for Gas/Restaurant. Just setup auto pay to full statement balance and use it like a debit card.