Looking to get into the Credit Card World

CREDIT PROFILE

• Current credit cards you are the primary account holder of:
  • Chase Freedom Unlimited $15,000 limit, 8/2021
  • BJ's One+ Mastercard $6000 limit, 3/2026
• FICO scores with source: Experian 728, Equifax 751, TransUnion 780
• Oldest credit card account age: 4 years 8 months
• Cards approved in the past 6 months: 1
• Cards approved in the past 12 months: 0
• Cards approved in the past 24 months: 0
• Annual income $: $175k

CATEGORIES

• Ok with category-specific cards?: Yes
• Ok with rotating category cards?: Yes
• Estimate average monthly spend in the categories below.
  • Dining $: $300
  • Groceries $: $250 Wegmans, $200 BJ's
  • Gas $: $70
  • Travel $: $0
  • Using abroad?: $0
  • Other categories or stores: Verizon Internet, Ticketmaster, Amazon, Insurance
  • Other spend: Door Dash
  • Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

• Verizon postpaid customer: Yes
• Big bank customer: Chase – Current CC CapitalOne – BJ's CC

PURPOSE

• Purpose of next card: Cashback

ADDITIONAL INFO
Have had only the one Chase Freedom Unlimited card my whole adult life without really considering other options and other benefits. Looking increase my credit and get some nice cashback and rewards. Thanks!