This is my CC history so far. I went a bit wild when I first started haha.

    1 – Capital One Venture – April 2024

    2 – AMEX Blue Cash Everyday – April 2024

    3 – WF Autograph – July 2024 – CLOSED

    4 – BILT – July 2024 – CLOSED

    5 – Discover – July 2024 – CLOSED

    6 – AMEX Platinum – October 2024 – CLOSED

    7 – Capital One Savor – December 2024

    8 – AMEX BCP – January 2025 – CLOSED

    9 – Apple Card – April 2025

    10 – AMEX Gold – June 2025 – CLOSED

    I currently have 4 open cards of my own along with a few AU cards.

    5/24 status – currently at 10/24, will be at 4/24 in November 2026.

    Looking to get the Autograph Journey hopefully in December of this year once I drop below 5/24 although I know WF has no such strict rule. What are my chances of approval? And do I need to be pre-approved/how accurate is WF’s pre approval?

    Also will I be under 5/24 in November or December?

    Thanks in advance.

    WF Autograph Journey Approval Odds?
    byu/SanzenSekaiMD inCreditCards



    Posted by SanzenSekaiMD

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