Hello everyone! I hope everyone is doing well, I’m trying to get into saving money, I want to learn to budget my spending instead of just spending money on a credit card aimlessly, I also want to learn how to save my money each paycheck.
Any advice would be appreciated, thank you guys!
Completely new to budgeting
byu/Ladder_Laddie inpersonalfinance
Posted by Ladder_Laddie
3 Comments
Click the pf wiki click budgeting
Download a budget template. Google Sheets has a few
Spend a month or two tracking your expenses and income. Then make a budget for the next 12 months. And the end of each month determine how close your actual spending was to your budget. Adjust and try again. Once you see how much you spend against income, you can determine how much to save
Use YNAB for budgeting and no more paycheck to paycheck living.