CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Discover It Card $12,500, 07/2014
* Chase Sapphire Preferred $16,000, 04/2023
* FICO scores with source: Experian 832, Equifax 781, TransUnion 781
* Oldest credit card account age: 12 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 0
* Annual income $: 106000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 250
* Groceries $: 250 (Costco, King Soopers, Target)
* Gas $: 80-100
* Travel $: 225 flights, 20 Lyft
* Using abroad?: No
* Other categories or stores: 160 Streaming (Disney, Paramount+, Peacock, Youtube TV), Xfinity, 25 Apple, 50-75 Amazon
* Other spend: 45 Gym Membership, Concerts
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
*Amazon Prime member: Yes
* Costco or Sam's Club member: Costco
* Disney bundle subscriber: Yes
* Big bank customer: Chase
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: United/Delta, Hilton/Marriott (Indifferent on hotel)
* Cards being considered: Chase Sapphire Reserve, Capital One Venture X, American Express Platinum
Looking to upgrade my credit card for points travel, DIA is My Home Base. Travel 6+ times annually, looking for recs or if it's even worth it for my situation.
byu/Necessary-Cold3159 inCreditCards
Posted by Necessary-Cold3159
2 Comments
You want 6+ “free” meals and many drinks at DIA without a coupon book? Venture X, no brainer.
Cvx, the capital one lounge is awesome.