CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Discover It Card $12,500, 07/2014

    * Chase Sapphire Preferred $16,000, 04/2023

    * FICO scores with source: Experian 832, Equifax 781, TransUnion 781

    * Oldest credit card account age: 12 years

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 0

    * Annual income $: 106000

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 250

    * Groceries $: 250 (Costco, King Soopers, Target)

    * Gas $: 80-100

    * Travel $: 225 flights, 20 Lyft

    * Using abroad?: No

    * Other categories or stores: 160 Streaming (Disney, Paramount+, Peacock, Youtube TV), Xfinity, 25 Apple, 50-75 Amazon

    * Other spend: 45 Gym Membership, Concerts

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    *Amazon Prime member: Yes

    * Costco or Sam's Club member: Costco

    * Disney bundle subscriber: Yes

    * Big bank customer: Chase

    PURPOSE

    * Purpose of next card: Travel Rewards

    * Travel rewards preferences: United/Delta, Hilton/Marriott (Indifferent on hotel)

    * Cards being considered: Chase Sapphire Reserve, Capital One Venture X, American Express Platinum

    Looking to upgrade my credit card for points travel, DIA is My Home Base. Travel 6+ times annually, looking for recs or if it's even worth it for my situation.
    byu/Necessary-Cold3159 inCreditCards



    Posted by Necessary-Cold3159

    2 Comments

    1. You want 6+ “free” meals and many drinks at DIA without a coupon book? Venture X, no brainer.

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