CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Discover It $6,950 limit, 11/2019
* FICO scores with source: Discover FICO Score 792
* Oldest credit card account age: 7 years
* Cards approved in the past 6 months:
* Cards approved in the past 12 months:
* Cards approved in the past 24 months:
* Annual income $: $110,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 200
* Groceries $: 75 Target $25 Walmart
* Gas $: 0. Electric car. Charge at home or at work.
* Travel $: 100-200
* Using abroad?: No
* Other categories or stores: Magic the Gathering Cards (TCGPlayer, Card Kingdom) $50-100 a month. Steam $50-100 a month.
* Other spend: Spotify. Xbox Gamepass. Pet insurance.
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Big bank customer: PNC
PURPOSE
* Purpose of next card: Cashback
* Cards being considered:
ADDITIONAL INFO
Besides what I have listed, I'm terrible at just miscellaneously spending. Primarily on random forms of entertainment. I selected looking for cash back, but I'm also open to travel. I don't want to be tied down to a specific airline or hotel chain though.
Looking for better Credit Card Benefits
byu/Prestigious-King5803 inCreditCards
Posted by Prestigious-King5803
1 Comment
Don’t go the route of travel points if you don’t want to be tied down. Citi Custom Cash will be a great pickup for whatever is your most consistent spend category between dining and travel (do not use it as your catch-all card though).