Hi all! I've been researching different cards and wanted to get some recommendations on a good travel card. I travel for work at least once a month (1-2wk at a time) either domestically (U.S.) or internationally (Europe). I'm starting to increase personal travel as well. Discover It has been my "everyday at-home" card for years, but otherwise, has not been reliable across Europe. The primary purpose of this 2nd card will be for travel (airfare/transport, hotels, dining, shopping).
Important factors: international reliability and no FTF. No preference to cash back vs points. I just want to maximize rewards for every purchase. Open to reasonable AF as long as the rewards structure is worth it.
I filled out the template below, thanks in advance!
**Template for Card Recommendation Requests:**
* Current cards: (list cards, limits, opening date)
* Discover It, $25,500, March 2017
* FICO Score: *781*
* Oldest account age: *11 years 2 months*
* Chase 5/24 status: *0/24*
* Income: *$145,000*
* Average monthly spend and categories:
* dining: variable, $200-500
* groceries: $250
* gas: EV ~$60
* travel: variable, $150-800
* other: $0
* Open to Business Cards: *No*
* What's the purpose of your next card? *Travel*
* Do you have any cards you've been looking at? *No order: Chase Sapphire Preferred, Citi Strata Premier, Wells Fargo Autograph, Bank of America Travel Rewards, Costco Anywhere Visa (current exec member)*
* Are you OK with category spending or do you want a general spending card? I'm ok with category spending, the card will primarily be used for travel expenses.
*Additional: Live near a Delta hub and have status; hotel status with Hilton & Hyatt; rental car status with Avis and Enterprise; single w/o kids; I don't use food delivery (doordash/Ubereats).
Need Guidance for 2nd Credit Card to be used for travel
byu/tbspace22 inCreditCards
Posted by tbspace22