Got in to the points game almost 1 year ago and feel like p2 and I have been on a pretty insane run of approvals without a denial. So I really felt like humbly bragging to community that might actually care, instead of pestering all our friends and family with shit they could care less about lol. Want to preface with saying, I’m very lucky, and only able to do this because I have a good amount of business spend.
Since last April I have gotten
Amex bonvoy brilliant
Sapphire preferred
Blue business plus
Business gold
Business platinum
Delta biz gold x2
Aadvantage platinum select
Ink cash
Ink unlimited
Ink premier (got this without realizing I can’t transfer the ur points)
Strata elite
American biz card
And just got approved for venture x for biz
Unfortunately in ‘24 i randomly got the Costco card and a BOA 1.5 cashback card i deeply regret getting. Not planning on trying for any more until im under 5/24 in September, the I’ll try for the ink preferred, sapphire for biz and sapphire reserve
In the same time p2 has gotten
Venture x
Sapphire reserve
Aadvantage platinum select
Freedom flex
Ink preferred
Ink unlimited
Ink cash
American biz card
And we’re waiting on a letter to see if they’re approved for delta biz gold
Well try for the sapphire preferred here
In a few months after we hit the sub for delta biz if they’re approved while they’re still under 5/24
Again just wanted to share my good news. And thank you for coming to my Ted talk.
Just wanted to share our recent run of approvals
byu/Apprehensive_Yak_644 inCreditCards
Posted by Apprehensive_Yak_644
3 Comments
Nice! Any trips on the horizon?
This seems pretty incoherent and lacking any direction or plan. Are you just trying to churn as much as possible, as quickly as possible? Then have all the different ecosystems worth of points just sit there and devalue?
Honestly, this is not a smart velocity or approach if you had done any long term planning.
> Not planning on trying for any more until im under 5/24 in September
How are you going to be under 5/25 in September when you just started opening cards “almost one year ago”? Running up against virtually every other lenders velocity rules as well.
If both of you are just churning, this is great. You are in multiple ecosystems and with different points and cashback cards. With these many cards, you have several credit inquiries. Besides Amex, all other issuers check credit for each card. Watch out for insurance rate hike (unless you are in a state that prohibits this) and possible upcoming denials if you keep applying for more cards. Churn bank accts since you may need to slow down on cards.