Currently in grad school, taking out loans that will keep me grandfathered in for loans to finish my program, but make me eligible only for the new loan programs.
Had a long gap between undergrad (with loans) and starting grad school – approximately eleven years of payments. All grad school loans have not been in repayment at any point.
When I graduate and enter repayment on RAP with all of my old undergrad AND new grad school loans, what happens with the payment count toward the undergrad loans? Does it get applied to the 30 years for RAP, but only for the loans on which I made those payments? Does it get applied to all of my loans? Does it disappear into the ether and all my loan counts reset?
Old Loans Plus New Loans: Which Count Counts?
byu/Hungry-Compote-2306 inStudentLoans
Posted by Hungry-Compote-2306