I need an advice on private student loan

Hi there! So I’ve been living in the US for only a couple of years and don’t know much about student loans, so I really need some advice

I’m planning to apply for a master’s program and the total cost will be around $60k. As I understand it, the FAFSA won’t be able to cover that amount, so I’d need to take out a private student loan. I have about a year of credit history (2 credit cards, no late payments) and a part-time job, what are my chances?

I know I’ll most likely need a co-signer, but I don’t think anyone in my family would qualify. My dad has debt in collections, and my mom also has a short credit history and earns less than I do. Are there any other options that could help me get a loan? And is it even worth it? I’m so confused