Hi! I’m looking to increase the feasibility of more travel by using a card that earns points that go towards flights, hotels, etc.

    Thank you in advance :)!

    Here is my completed template:

    —————————

    CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Discover

    *

    * FICO scores with source: Discover FICO 746

    * Oldest credit card account age: 3 years 6 months

    * Cards approved in the past 6 months: 0

    * Cards approved in the past 12 months: 0

    * Cards approved in the past 24 months: 0

    **(I haven’t submitted an application for any new cards)

    * Annual income $: 60,000

    CATEGORIES

    * Ok with category-specific cards?: Yes

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 300

    * Groceries $: $350/month, mostly Safeway or city market

    * Gas $: $290

    * Travel $: $400 average between flights and overnight stays. No particular airline or companies favored

    * Using abroad?: potentially/rarely yes

    * Other categories or stores: Progressive $1400/year

    * Other spend: Epic and Ikon passes each year, $2,000 total

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Big bank customer: PNC

    PURPOSE

    * Purpose of next card: Travel Rewards

    * Travel rewards preferences: No preference

    * Cards being considered: No

    ADDITIONAL INFO

    Looking to maximize travel rewards. I fly across the US at least twice a year, looking to increase the availability of doing so.

    Travel card recommendations
    byu/Weak-Interaction2029 inCreditCards



    Posted by Weak-Interaction2029

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