Should I apply for Discover IT Cash Back CC in 2026?

I’m wondering if it’s worth having another hard inquiry and new LoC on my report for the Discover IT Cash. For context I currently have the Freedom Flex as a rotating 5% and CCC that I just got approved for yesterday. Also (in line with another members post earlier) had a mini manic episode yesterday and applied for the Fidelity Visa yesterday as well as the CCC so I already have 2 new credit lines that’ll show up soon. Should I take the hit and just add the discover to the mix or should I wait?

Aside from the recent inquiry issue, I’m also wondering if it’s worth seeing how the C1 acquisition shakes out and what it means for the IT Cash card since they could possibly nerf it although that’d seem pretty foolish given its popularity and strength within Discover’s lineup and even it’s fit into C1s setup as well.

What’re yalls thoughts though anyways?