CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* TD cash, $12,000 limit, 11/2019
* PNC Points, $8,000 limit, 9/2021
* Chase Freedom Unlimited, $5,700 limit, 6/2021
* Discover It, $17,500 limit, 11/2022
* FICO scores with source: Experian 820
* Oldest credit card account age: 9 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 0
* Annual income $: 80000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 500
* Groceries $: 450
* Gas $: 75
* Travel $: 85
* Using abroad?: no
* Other categories or stores: insurance
* Other spend: gym membership
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Disney bundle subscriber: Yes
* Big bank customer: Chase, PNC Bank, TD Bank, and Discover
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: Airline
* Cards being considered: Capital One Venture X, American Express
Looking for a travel card! Would love a welcome bonus to take advantage of too
byu/still_coping inCreditCards
Posted by still_coping
1 Comment
I would recommend the Capital One Venture, if you are someone who doesn’t travel often. If you travel at least once a year the Venture Xs annual credit could cover a domestic trip. If you’re more of an international traveler a trip could be covered with the SUB ,if you take advantage of transfer partners. I have the Venture X. I have not used the lounge access so that wasn’t a major factor for me.
Amex has high spends and not a guaranteed SUB. Do you have a specific card in mind from them?