Amex Fee Waiver

Hello,

I'm trying to understand the Amex fee waiver. Any help is appreciated.

Currently a reservist getting active duty orders (lasting over a year) in about two to three months. If I apply for an Amex card today and pay the annual fee before active service, will Amex refund the fee under SCRA benefits once I am officially on active duty orders?

I'm a little confused because the verbiage on the website says:

"The annual membership fee is nonrefundable 30 days after being billed as referenced in your Card Member Agreement. You will be responsible for paying the annual membership fee if your account is deemed not eligible for SCRA or if the fee was billed outside a period of SCRA eligible active duty."

Thanks.