CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Amex Gold, 2022
* FICO scores with source: Experian 721
* Oldest credit card account age: 3 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 0
* Annual income $: $160,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 750
* Groceries $: 300
* Gas $: 50
* Travel $: 200
* Using abroad?:
* Other categories or stores:
* Other spend:
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Big bank customer: BoA
PURPOSE
* Purpose of next card: Cashback
* Cards being considered: NFCU CashRewards Plus (eligibility confirmed), CapitalOne Savor/Venture/Venture X, Chase Sapphire Preferred
ADDITIONAL INFO
I have a Europe trip coming up and my only card right now is my Amex Gold. Want a non-Amex so I know I'll be able to use it everywhere, and figured it's probably a good time to add a new card anyway. Likely should avoid foreign fees given the nature. Additionally, United loyalist (rough with Amex and them not playing nicely but it is what it is). Edit: Should add I'm preapproved for the Venture X, didn't check any others.
What Should I Add to my Amex Gold
byu/Bubbly_Priority_6039 inCreditCards
Posted by Bubbly_Priority_6039
1 Comment
With that income and spending pattern the Venture X makes sense especially since you’re already preapproved. No foreign fees for Europe plus the travel credits basically cover the annual fee
Your dining spend is solid so that 2x on dining will work well alongside the Gold’s 4x, and having Visa acceptance in Europe is clutch when Amex gets declined