CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Player 1:
* Discover it $500
* Credit one $300
* FICO scores with source: Experian 656
* Oldest credit card account age: 7 months discover
* Cards approved in the past 6 months: 2
* Cards approved in the past 12 months: 2
* Cards approved in the past 24 months: 2
* Annual income $: 75000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: $200
* Groceries $: Costco $600 Meijer $200
* Gas $: $250
* Travel $: $0
* Using abroad?: No
* Other categories or stores:
* Other spend:
* Pay rent by card? Yes, amount and fee: 1000 with a 3.5% fee
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Costco or Sam's Club member: Costco
* Disney bundle subscriber: Yes
PURPOSE
* Purpose of next card: Other
* Cards being considered: n/a
Card recommendations moving forward
byu/Intelligent-Brain286 inCreditCards
Posted by Intelligent-Brain286
1 Comment
your credit profile looks solid for 7 months in, but that rent payment with a 3.5% fee is brutal unless you’re getting at least 3.5% back. i’d focus on a good grocery card first since you’re spending $800/month there – the amex blue cash prefered gives 6% on groceries up to $6k annually which would be perfect for your costco/meijer spending.