• Current cards: (list cards, limits, opening date)
• Capitol One - $300 limit
• FICO Score: 590
• Oldest account age: 7 months
• Chase 5/24 status: ???
• Income: 53,000
• Average monthly spend and categories:
• dining $50
• groceries: $280
• gas: $200
• travel: $0
• other: $200
• Open to Business Cards: possibly?
• What's the purpose of your next card?Building credit, Cashback
• Do you have any cards you've been looking at?
Not necessarily
• Are you OK with category spending or do you want a general spending card?
Anything is fine, I just want to save money, earn rewards. Basically i wanna put my money to work, I want to be able to grow it and save it.
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byu/Dizzy-Restaurant-616 inCreditCards
Posted by Dizzy-Restaurant-616
1 Comment
You really don’t spend enough in any one category for an extra percent or two to make a difference. I would get a flat 2% back card and be done with it. Maybe pair that with a 5% rotating category card so you could occasionally get a few extra percent back.