I got an auto quote and switched my insurance to Geico earlier this day.
Towards the end of the online process, they said records indicate unknownfirstname unknownlastname was involved in an accident while driving one of my vehicles on a specific date 4 years ago. I was then asked if unknownfirstname unknownlastname was an active driver on my policy when the accident occurred. At the time, I couldn’t think of an accident or claim around that time and obviously, I don’t know anyone by that name, so I answered no.
Later, after paying, I figured out that I did make a roadside assistance claim for a dead car battery on that date. This was confirmed by a work email I sent saying I was going to be late to work because of a dead battery.
Is Geico going to investigate further, determine it was a claim (thinking it’s an accident and not realizing it’s a roadside claim) and jack my rate up? Or would they see the dollar amount and ignore it?
For the record, I maintain I truthfully answered the question because there was no unknownfirstname unknownlastname listed on my policy and the question was about an accident, which there wasn’t one.
unknownfirstname unknownlastname claim affecting rate?
byu/Alycatgrl inInsurance
Posted by Alycatgrl