9 Comments

    1. College-Lumpy on

      Because you can’t live in your stocks. And buying allows you to build equity over time without the risk of your landlord forcing you out or raising the rent.

    2. just_an_undergrad on

      1. Leverage – no bank is going to give you triple your salary to “invest” in Palantir, but they will if it’s for a house
      2. VA loan – the ability to put zero money down for a house is a benefit that can’t be realized if you’re trying to buy AAPL
      3. Tax benefits – have fun with your short and long term capital gains taxes buying individual securities. Meanwhile, a service member gets to deduct mortgage interest off their MAGI.

    3. Lol go on Zillow and look at the appreciation of previous home sales. You’re looking at 30-100+% returns over a decade.

    4. I prefer a roof over my head instead of a cardboard box. That’s why I bought a house.

      I also still max out 2 IRA’s and 1 TSP.

    5. A lot of people like to buy homes that way they have option for customization. If they know they’re gonna be in a place for a long period of time, and it’s an easy way to get a leveraged return.

      Not everything in life is maximized for the greatest return on investment, some people maximize for a life well lived

      I would like to point out you listed three single stocks and an index fund. Only 4% of stocks out performed treasury bills over the long-term. So by buying single stocks, you’re more likely to underperform the same market you’re investing in.

    6. Badassteaparty on

      If you’ve never maxed your capital gains exemption on a home sale I can see why you’d think this way

      You’re just not very good at assessing real estate prospects.

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