I’ve been investing in tech company for a long time and luckily, I’ve seen some pretty solid gains.
Right now, I keep a few months' worth of salary in my savings account as an emergency fund, but everything else is fully invested in the market.
The problem is, whenever we hit a downturn like the tariff issues or Iran war this year, I never have any cash left to buy the dip.
On the other hand, now that the market has recovered, I find myself hesitating. Feel like lowering my equity exposure will make me miss out on potential gains during a bull run.
Do you actively take profits to maintain a cash position, or is your strategy to stay fully invested regardless of market swings?
Regretting not having cash during the dip, but hate selling my winners
byu/Andy_parker instocks
Posted by Andy_parker
17 Comments
borrow money
Why would you sell your winners? I always continue to bet on the winning horse.
Can you trim a few of your winners? You don’t have to outright liquidate.
Just don’t think about it
It is done, nothing you can do about it
I exit quite a bit early, had all the cash on hand, but ended up not buying anything due to thinking it is just a short term bounce, yup I missed the bus
However, the uncertainty is still here, economy was weak before and the oil price is wreaking it even more, the real dip might be coming next
You’re chasing. Stop chasing.
Rule #1 of the stock market is not putting in more than what you can afford to lose. You hit that limit, now it is time to sit back and wait for the next pay week. Simple.
I take out leverage on big dips. Never more than $20k or so, but if I see a mag7 in the dirt or just a full on market melt down I goes in.
Margin account. unless you’re using an Ira, then don’t trade.
I never have enough cash to buy the dips lol
Do you want win everytime?
It is fine if you bought a stock x a month ago and made money, someone will buy z tomorrow and make money.
You can’t win them all.
You don’t think it’s going to dip again?
Just DCA every paycheck and don’t think about it. You’ll always win.
Investo prevalentemente in ETF. Disinvesto per avere liquidità da reinvestire quando ci sono i crolli. Lo so che é controintuitivo ma questo ETF é almeno 2 volte meno volatile rispetto ad un titolo azionario tecnologico.
I love selling my winners.
You’re never going to nail the tops and bottoms of peaks and dips. What you could consider is to raise some small amounts of cash is to sell low delta covered calls on your stocks at prices you’d be willing to part with them at. Keep the cash from selling contracts to then buy shares at your dips. It’s worked well for me in my long term account. Sometimes you get things called away, but you can always sell cash secured puts to scale back into your position at a lower price when the market pulls back. Learn some rudimentary TA and study the wheel method for selling options. Theres a learning curve to it, but all and all I have found it to be a good way to extract some cash from my long term positions with a decent track record of not having to sell shares.
Rddt dip still active.
Not everything has recovered just yet