CREDIT PROFILE

    * Current credit cards you are the primary account holder of:

    * Discover It Card $7,150 limit, 8/2023

    * FICO scores with source: Transunion 787

    * Oldest credit card account age: 2 yrs, 8 months

    * Annual income $: 35000

    CATEGORIES

    * Ok with category-specific cards?: No

    * Ok with rotating category cards?: Yes

    * Estimate average monthly spend in the categories below.

    * Dining $: 70

    * Groceries $: 100 Costco

    * Gas $: 60 costco

    * Travel $: 1500 ANNUALLY, some months are 0 on travel, small trips ~3 times a year.

    * Other spend:Streaming Services-$20, Apple Storage-$10, Pet supplies, 70, Student Loans- 100

    * Pay rent by card? No

    MEMBERSHIPS & SUBSCRIPTIONS

    * Amazon Prime member: Yes

    * Costco or Sam's Club member: Costco

    PURPOSE

    * Purpose of next card: mix of cashback, eventual travel, and build credit even further. A lot of things i still mostly pay with debit card so want to find something that I can take advantage of and gain from.

    * Cards being considered: CapitalOne Savor, CapitalOne VentureOne

    Looking into getting a 2nd CC as a 23 yr old and want to utilize CC benefits more!
    byu/eternal-cupid inCreditCards



    Posted by eternal-cupid

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