CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Discover It Card $7,150 limit, 8/2023
* FICO scores with source: Transunion 787
* Oldest credit card account age: 2 yrs, 8 months
* Annual income $: 35000
CATEGORIES
* Ok with category-specific cards?: No
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 70
* Groceries $: 100 Costco
* Gas $: 60 costco
* Travel $: 1500 ANNUALLY, some months are 0 on travel, small trips ~3 times a year.
* Other spend:Streaming Services-$20, Apple Storage-$10, Pet supplies, 70, Student Loans- 100
* Pay rent by card? No
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Costco or Sam's Club member: Costco
PURPOSE
* Purpose of next card: mix of cashback, eventual travel, and build credit even further. A lot of things i still mostly pay with debit card so want to find something that I can take advantage of and gain from.
* Cards being considered: CapitalOne Savor, CapitalOne VentureOne
Looking into getting a 2nd CC as a 23 yr old and want to utilize CC benefits more!
byu/eternal-cupid inCreditCards
Posted by eternal-cupid
1 Comment
Have you considered the Costco Citi Visa?