So I’m eligible for PSLF. In my account it says I’ve made 30 eligible payments. I’ve actually made quite a bit more but they won’t let me certify my employment until I actually apply for forgiveness (I think this is wrong but whatever).

    I’m wondering if I could participate in the buyback program.

    Qualifying Payments=30

    Pending Eligibility Payments=58

    Total=88

    Remaining=32

    Months in Deferment=25 payments

    I know I actually need 32 payments to hit 120 so my question is if I hit 32 payments in forbearance or deferment could I participate in the buyback program?

    If my payment during this time was $250 I would do $250 x 32

    $8000

    Or am I interpreting this completely wrong?

    PSLF Mess and Buyback Confusion
    byu/Fair_Honeydew_8483 inStudentLoans



    Posted by Fair_Honeydew_8483

    1 Comment

    1. What do you mean they won’t let you? It’s electronic and you can submit an ECF as often as you like.

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