One thing that’s helped me chip away at my loans is doing small online tasks that only require time. I aim for quick opportunities that can be completed the same day and then immediately apply that money to my loan balance.
My approach:
- • Look for short online tasks or micro-projects
- • Avoid anything that requires deposits or upfront fees
- • Set a goal (ex: $50 per week via CashApp, Venmo, Zelle)
- • Send it directly as an extra loan payment
- • Repeat consistently
It’s not life-changing money, but even small extra payments can reduce interest and shorten payoff time.
Has anyone else used small side income like this to make extra payments? So comment your state.
Tip: How I make an extra $40–$60 and put it toward student loans
byu/Educational-Use-9167 inStudentLoans
Posted by Educational-Use-9167
3 Comments
definitely been doing something similar but with different approach – I spend like hour after work shifts doing random surveys and small gigs on my phone. Usually get around 30-40 weekly and yeah putting it straight to loans feels way better than letting it sit in checking account. the consistency part is key though, some weeks I get lazy and skip it then regret later
r/beermoney may help. Look for info on things like Prolific and Usertesting.
Yeah no