Am I wrong, or are X Card and Tangem basically the only real NFC card cold wallet options?

I’ve been looking into NFC card-style cold wallets recently, and honestly, I think this category is much smaller than it first appears.

A lot of products get grouped into the same “card wallet” discussion, but they’re actually pretty different:

• CoolWallet Pro = more of a card-shaped Bluetooth wallet
• SafePal X1 = handheld air-gapped device
• Arculus = premium NFC metal card, but more limited ecosystem
• Tangem and ELLIPAL X Card = the two that seem closest to the actual “NFC card cold wallet” idea

For me, the real difference is not just NFC tap-to-sign. It’s how the seed phrase is handled.

Tangem

• very simple setup and backup model
• closed multi-card backup is appealing for convenience
• if you use the seed phrase option, it’s generated/displayed through the phone app

ELLIPAL X Card

• same NFC card-style experience
• supports BIP39
• uses the offline Starter device for seed phrase generation/import/viewing
• seems more appealing if you care about keeping the seed workflow fully offline

So the tradeoff looks pretty clear to me:

• If you want simplicity and don’t mind a more closed model, Tangem makes sense.
• If you want BIP39 portability + fully offline seed handling, X Card seems like the stronger design.

That’s how I’m seeing it right now.

Curious what others here think:
For a card-style cold wallet, do you care more about simplicity, or about offline seed phrase purity / portability?