Advanced payments – how will this work going forward?

I'm one of the millions who is not happy about my payment almost doubling soon. But I've been paying pretty much every month since payments stopped during COVID. Definitely not the full $650 something my standard payment would be, but closer to my SAVE amount of $350.

Will these payments still be considered advanced once payments are required again? If they do, I may be able to buy myself time to avoid a $650 monthly payment until some better payment options are introduced in 2027 (hopefully – who knows, it could just get worse 🫠). I realize I'll still take on interest, so I'll continue paying the $300-400 a month like usual. That is doable for me – $650 ia really stretching me thin.

Just thankful I'm only a bit over $600 for a standard payment – my heart hurts for some of the prices I've seen out there for upcoming changes for those that were on SAVE 😢