Hi. My wife is in deers and her name is showing on the MLA website. She requested for the benefit with her student loan but the services denied stating that it does not show she is active duty. I thought scra applies to both spouse and the service member?
SCRA denied for spouse with student loan
byu/Desy24 inMilitaryFinance
Posted by Desy24
1 Comment
What benefit is she requesting?
Spouses can receive Servicemembers Civil Relief Act (SCRA) benefits on student loans, primarily a 6% interest rate cap on loans **taken out before active duty**. While it does not offer forgiveness, the SCRA, along with MSRRA, provides protections for **private** loans, and in **some cases**, spouses may see automatic reductions on federal loans.