Is taking loans for MA worth it?

Hey everyone, I really need some honest advice.

I’ve been admitted to a Master’s program in Communication Management. Here’s the issue, it’s *very* expensive, and I’d have to rely heavily on loans. I’ve been offered about $10,250 in federal unsubsidized loans so far, which barely covers anything, so I’d likely need to take additional loans as well. I’m trying to think logically, not just emotionally: I don’t come from money, so this would be a big financial risk! The program has strong networking and career opportunities (which is a big plus)! But I keep questioning if an MA in this field is actually worth the debt I’ve seen people say they pay very low monthly payments ($0–$100) with income-driven plans, but I don’t fully understand how realistic that is long-term! I feel stuck between two choices: Take the risk, go all in, and hope it opens doors! Be practical and avoid taking on a large amount of debt for something that might not guarantee a strong return! If you’ve done a Master’s in communications (or similar) and took loans, was it worth it?

Do you regret it, or did it actually help your career and income? Also, if anyone can break down how repayment plans actually work in real life (income-driven plans, forgiveness, etc.), I’d really appreciate it.

Trying to make a smart decision here, not just chase a dream blindly. Thanks 🙏