I’m thinking of going with a super diversified portfolio:

    25% VOO

    25% VOO

    25% VOO

    25% VOO

    That feels perfectly balanced, right?

    Also planning to rebalance every month by buying high and selling low while I dollar-cost average, so my portfolio never goes above 0% exposure. That way I avoid capital gains tax.

    Is there anything else I’m missing?

    New investor here – is this a smart ETF allocation?
    byu/Groundbreaking-Gap20 ininvesting



    Posted by Groundbreaking-Gap20

    4 Comments

    1. It’s fine if you believe that the US will continue to outperform the world for as long as you live. And it’s probably diversified enough even if it doesn’t.

    2. I would allocate some away from VOO and into SPY. You should also make room to put 5% in IVV

    3. RetiredEarly2018 on

      Best thing about your plan is the 0% exposure. That is using *covered* calls, right?

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