Current cards: (list cards, limits, opening date)
• Capital One Savor - $2,500 Limit - July 2025
• FICO Score:
750
• Oldest account age:
Car Loan – 3 years 2 mos
First card: 9 mos
• Chase 5/24 status: 1/24
• Income:
$55,000
• Average monthly spend and categories:
• dining $250
• groceries: $150
• gas: $100
• other: $150
• Open to Business Cards:
No
• What's the purpose of your next card?
Traveling to Japan, so want a back-up card; need second card anyway
• Do you have any cards you've been looking at?
No
• Are you OK with category spending or do you want a general spending card?
Willing to consider
Second Card Recommendation – Traveling to Japan
byu/LoyalistAvocado inCreditCards
Posted by LoyalistAvocado
5 Comments
Your score and income look solid for getting approved on most travel cards. For Japan trip I’d definitely look at cards with no foreign transaction fees – that 3% adds up quick when you’re there for week or two
Since you’re under 5/24 might be worth considering one of the major travel cards that gives good signup bonus, especially if you can hit spending requirement with your trip expenses
Autograph
Wells Fargo Autograph covers travel, no FTF, plus your gas category and a backup dining. Good well offer too
Capital one venture has a great sign up bonus right now and it’s a visa which is good for travel.
Venture or Venture X since you already have the Savor