Do you have a set % allocation, rotate cyclically or something else?
I've been looking at the different ways you can allocate to crypto and I've seen these:
- Just buy and hold – this is brutal in bear years though. E.g. $BTC down 6% last year
- A crypto index but these perform so poorly (e.g. $DPI)
- Deploy idle yield strategies on Aave but this is less than Fed Funds (1.7%)…
Seems that there is enough vol, and long term returns to validate an allocation, but the vehicles are problematic. I think we need a new risk weighted index, as is typical in TradFi, instead of these standard market cap weighted indices but curious for your opinions on what the best package would be (e.g. is Saylor's $STRC actually the best thing).
How are you guys allocating to crypto?
byu/Ok-Athlete-556 ininvesting
Posted by Ok-Athlete-556
21 Comments
im not and probably will never
0% there’s no value in those assets, they’re basically a combo of a Ponzi scheme and a casino. Doesn’t belong in a serious portfolio.
My allocation is 0%.
0% for me as well. And never will.
I allocate 0% to crypto and rebalance quarterly.
Ask this on r/gambling
Having been in since 2012, extracted what I could, left plenty on the table and kept a bag for just in case
I’m not. I don’t see any value in crypto besides facilitating illegal transactions. Not everything illegal is bad (like, moving money out of totalitarian shitholes is good), but everything legal is easier to do with normal payment tech.
This is r/investing. In bull markets people are defiantly anti-crypto and in bear markets people are smugly anti-crypto.
I put $200 in when i was 19, and retired a millionaire at 25, and now I think its hilarious that people who are over 40 ridicule me for being a “crypto bro” and “unemployed”….
Lol 🤣
My advice is to invest what you can afford to lose, dont trim it until you can retire… although risk/reward is not the same now. 50/50 btc/eth. No rebalance or trim unless necessary.
I’m not; it’s highly volatile. I would add some exposure like COIN
honestly i think if youre below 30 and are not 100% in btc (excluding emergency fund) you got no guts. below 40 ill accept anything above 50% but only if you have family otherwise its 90% again
I’ve got 300 bucks in a bitcoin etf. That’s all.
Daily(20eur) DCA on BTC . Set and forget about. Let’s say I don’t want to feel bad if it goes to 1kk
No. I have no long term confidence on crypto. Yes, some people have made bank on it, but the whole thing looks like a Ponzi scheme to me. I feel like the entire value of any given crypto could just collaspe out from under me and leave me with nothing.
No
10% and sell on major uptrends. It makes me more than my stocks.
0%
5% BTC
I grew impatient with it, it’s too volatile for my taste.
Simply No. 1 for me. Actual coins in hardware wallet. No indirect exposure with ETFs or stocks like MSTR or COIN.
I have been buying and holding since 2020. Ups and downs obviously over the years but who cares… We’ll see what happens in the long run…